683 – 16th St SE, Mason City, IA

Another cold day arrived which was hard to take since not but two days ago our temps were in the upper 60’s. In spite of having dressed warm, I couldn’t seem to get entirely comfortable today due always being a bit chilled.

I went back over to check on the required improvements being made on my listing which was supposed to close this next week, and after giving it a good looking-over, I couldn’t have been more pleased with it’s appearance. One more day of work and it’ll be ready to go.

When I got back to office, I emailed the banker, the closer and the selling Realtor to let them know it would be ready for final inspection before Monday morning arrived. Oh if I could’ve crawled thru the computer and got in a few faces when getting a message back saying the appraiser wouldn’t be available until Wednesday to do the final inspection. My only response was, “So it looks like it won’t be closed before Christmas.”, and the inappropriate answer I got back was, “That’s correct.” with one of those silly smiling-faced emojis. Keep in mind, that message came from a banker. Really? There was no “We do apologize for the inconvenience it’s caused both the buyer and your seller.” Nope, nothing of the sort.

From here on out, I’m going to making sure every buyer and seller understands the hoops that often times have to be jumped thru to get an FHA loan closed. I’m sure that buyer is ready to climb the walls as well as my seller after I’ve placed a call to her tomorrow morning. On that particular transaction, we’ve had to have a certified home builder give a letter stating the roof is in good repair and the basement foundation has no issues with settling or cracking. The next requirement was to scrape and paint any loose or peeling paint on both the outside and inside of the home. Keep in mind, whenever there’s been someone living in a home with areas of painted woodwork, there’s going to be nicks and chipping. Not good enough for the appraiser because it was listed as a “must do”. To top it all off, the infinite “wisdom” of the appraiser insisted there be two handrails instead of one going down the basement. That silly requirement was a first for me in all these years.

As I said yesterday, by the time that home is finished this weekend, there’s no doubt in my mind it would’ve sold for $10K more. I’m continuing to wonder what must be going on in the mind of that appraiser when making such high demands on a home built 100 years ago. My only comfort is knowing the “castle” that appraiser lives in, will decay far faster than the home I speak of because it was built out of old-growth lumber which would be considered the strongest in these times of plantation lumber. No thank you.  Just for example, today I saw an attached garage of a recently built home having been destroyed by the high winds we had two nights ago.

I was mentioning to a friend yesterday, my belief that the more square homes with steeper hipped roofs seem to be able to deflect the full forces of strong winds. When looking at some of those old barns in North Iowa which have those rounded roofs, they always seem able to withstand those wicked winds. I’m now wondering if those old builders were far more in the know about design and endurance of the homes and buildings they built back then. When I have time, I’ll have to do a little research on the matter.

About a week ago, I transformed the conference room of my office into my nut cracking chamber, and the only reason I wanted it there, was my being able to go back there every time I had blocks of free time and start cracking again. Thinking it was going to be a long and agonizing task, once I got into the rhythm of it, the cracking seemed to go all the faster, and of course you do know, I enjoy my time alone to get some deep thinking done while performing mundane tasks. As of late this afternoon, I now have half of those 1,200+ black walnuts cracked, so if I have time this weekend and the coming week, they may possibly be completely finished before Christmas arrives.

Around mid-afternoon, I received an unexpected visit from a man of the cloth which certainly took me by surprise. It had been at least five years since he darkened my door, and by the time he left, we had a great many topics of conversation discussed. Since we’ve both followed similar life streams during our formative years, our perspectives on how our society has been moving into polarized camps, were very similar as well as troubling. I got a chuckle out of him when sharing an experience with an elderly member of the church I attended last Sunday when asked, “Now tell me, which tribe are you from?”

Before he left, I asked if he would enjoy some freshly cracked black walnuts. I quickly discovered he was more than willing, so I went back and placed a good cup and a half in a sealable sandwich bag. When looking them over, I could tell he was impressed by how large and clean their meats were. He said he’s been itching to make a batch of chocolate chip cookies with walnuts, so it’ll be soon on his “to do” list. There’s no question they’ll be tasting a whole lot better. I did announce that I’ve checked all the groceterias and found none of them carrying black walnuts. I’ll have to ask when they stopped selling them because it hasn’t been that many years ago when I purchased a small package to make an old favorite of mine.

By the way, the seller of my listing at 683 – 16th St. SE, called and told me to put it out as public knowledge that all offers will be considered, so let’s get that rock-solid ranch under contract before the end of this year, and this time I mean it.

Tonight’s One-liner is: As long as you have discipline, you can be a success.

Related Property:
683 16th St. SE Mason City
Joe Chodur

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