The Last Package

Oh how our temps are dropping rapidly to the point it’s feeling like we’re approaching the end of October instead of September. At least we’re going to be easing into the cold this week instead of an overnight cliff-drop. I was surprised to find some spotty areas of rain today as our extended outlook gave no indication of rain today. More fake news.

I arrived a little earlier at office this morning as I had much to do before my 9:00 a.m. appointment arrived, and one of the things I needed to get done, was to meet with a contractor out at a job site at 8:00 a.m. which didn’t take as long as I expected because I thought for sure I’d be racing back to meet with my clients at our appointed hour.

Our meeting went better than I’d expected with the question and answer session regarding the documents they were about to sign. Afterwards, we had a good chat about how times have changed in our lending industries, and also how much they’d learned to steer clear of banks due to some unfortunate happening with their grandparents during our Great Depression. It seems whenever hearing about those financial tragedies, one couldn’t help wondering who were the ones who profited from it. Well, I was soon enlightened after reading enough abstract entries from back then and realized that even though there were banks that failed, those loans weren’t forgiven, and likely because there were insurance companies and other banks which still remained solvent who were taking over those toxic loan portfolios, doing foreclosures, and then re-selling them to other buyers on short term notes until they could find other financing.

I’m of the belief that big corporations and financial institutions really got their big breaks right after things started turning around towards the end of the Depression. It sounds a bit like what’s happening today where many of our smaller companies are going out of business due to Amazon’s online shopping along with this world-wide pandemic which seems to never stop growing. I’m sure I mentioned at one time an article I read many years ago in either Time or Newsweek magazines which made the prediction regarding how our Midwest will be sparsely scattered with corporate farms, our smaller cities and towns will have ceased to exist, and only the larger metro areas left to serve our more sparsely populated Midwest due to the lack of gainful employment. As we all know, there’ve been far too many of our young who’ve left our area to follow job markets.

The ray of hope I’ve recently seen shining thru our economy’s dark clouds, is the return by many to the basics where they’re willing to pay more for less. It’ll certainly give me a great sigh of relief to know that our society will finally be turning away from all the needless “Made in China” crap that’s poorly made, and carrying very short planned obsolescences. Doesn’t it make you wonder how much of the garbage they manufacture and send to us, their own citizens actually buy? I would highly doubt it because they’re the ones in those factories making it. I can assure you it’s all about making coin instead of having any sort of pride in workmanship.

My 10:00 a.m. appointment also went well, and unfortunately the buyers didn’t have much time to talk because they had to return to work, so I raced thru everything as quickly as I could just so they wouldn’t be late. Fortunately I’d already gone over the key items several days ago. Before one of the buyers left he said, “You really have a nice looking office here.” I thanked him while also saying, “You have very good taste.” If he’d only known how many arduous months it took me to get it that way. That was something I’ll not want to personally go thru again, but I do tell people that my having done so much work on it, I finally learned how to eat and elephant which just so happens to be, one bite at a time.

I did go over and check on my little private garden during my lunch hour, and only to make sure those few peppers and tomatoes were still staying out of reach of those salad-munching deer which are exponentially increasing their numbers. I’m still keeping my fingers crossed they’ll be matured enough to where I can at least get enough seeds to save-over for next year’s planting. There’s no question in my mind I’ll have a very protected area for those San Marzano tomatoes to supply me with what I should’ve had this year. I’ve been spreading the word to everyone who’ll listen regarding the well-over 35 million of them we have in our Country. Their herds are long-overdue being culled.

Most of my afternoon was filled with preparing for a closing coming up next week, along with making a trip over to Garner for a closing of a sale at Reliance State Bank. That’s the second time I’ve been in their bank, and I can say they certainly are a good group of people to work with. It warms my heart to see smaller banks continuing to grow, so let’s now start getting more small businesses up and running in North Iowa. I was reminded last week that the only store most women have to shop for clothes is Kohl’s, and the woman who reminded me of that wasn’t the happiest over it. When you stop to think about it, most women in their 70’s and 80’s, are not keen on taking two hour road trips to the Twin Cities or Des Moines to shop, and for the reason we must remember, the older we get, the more likely we’ll be sticking closer to our familiar haunts, and being just one more part of our cast-in-stone processes of growing old.

On my way back from Garner, I decided to stop at Louie’s Custom Meats which I’d not been in since they relocated to a larger store, and after getting a good look-round, I was pleased with what I saw. I did purchase several good-looking pieces of meat, and the last package available of cottage bacon which is packed and sold by Polashek’s Locker over in Protivin. If you haven’t had it, look for it and give it a try because it really is good, and most all, it hails from a family-owned business located in a small town.

Tonight’s one-liner is: Love often leads to ambition, but seldom does one return from ambition to love.

Joe Chodur

About the Author | Joe Chodur

First of all....Joe Chodur really doesn't like talking about himself but this is what we have found out about him.

Joe Chodur began his real estate career in 1981 during the...read more about: Joe Chodur

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